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Terms of Service

Updated on July 5, 2024

By downloading or using the app, these terms will automatically apply to you – you should make sure therefore that you read them carefully before using the app. You're not allowed to copy, or modify the app, any part of the app, or our trademarks in any way. You're not allowed to attempt to extract the source code of the app, and you also shouldn't try to translate the app into other languages, or make derivative versions. The app itself, and all the trade marks, copyright, database rights and other intellectual property rights related to it, still belong to Easy Expense Tracker Inc.

The Easy Expense app stores and processes personal data that you have provided to us, in order to provide our Service. It's your responsibility to keep your phone and access to the app secure. We therefore recommend that you do not jailbreak or root your phone, which is the process of removing software restrictions and limitations imposed by the official operating system of your device. It could make your phone vulnerable to malware/viruses/malicious programs, compromise your phone's security features and it could mean that the Easy Expense app won't work properly or at all.

Easy Expense Tracker Inc. is committed to ensuring that the app is as useful and efficient as possible. For that reason, we reserve the right to make changes to the app or to charge for its services, at any time and for any reason. We will never charge you for the app or its services without making it very clear to you exactly what you're paying for.

The app does use third party services that declare their own Terms and Conditions or Terms of Service.

Link to privacy policy of third party service providers used by the app:

You should be aware that there are certain things that Easy Expense Tracker Inc. will not take responsibility for. Certain functions of the app will require the app to have an active internet connection. The connection can be Wi-Fi, or provided by your mobile network provider, but Easy Expense Tracker Inc. cannot take responsibility for the app not working at full functionality if you don't have access to Wi-Fi, and you don't have any of your data allowance left.

If you're using the app outside of an area with Wi-Fi, you should remember that your terms of the agreement with your mobile network provider will still apply. As a result, you may be charged by your mobile provider for the cost of data for the duration of the connection while accessing the app, or other third party charges. In using the app, you're accepting responsibility for any such charges, including roaming data charges if you use the app outside of your home territory (i.e. region or country) without turning off data roaming. If you are not the bill payer for the device on which you're using the app, please be aware that we assume that you have received permission from the bill payer for using the app.

Along the same lines, Easy Expense Tracker Inc. cannot always take responsibility for the way you use the app i.e. You need to make sure that your device stays charged – if it runs out of battery and you can't turn it on to avail the Service, Easy Expense Tracker Inc. cannot accept responsibility.

With respect to Easy Expense Tracker Inc.'s responsibility for your use of the app, when you're using the app, it's important to bear in mind that although we endeavour to ensure that it is updated and correct at all times, we do rely on third parties to provide information to us so that we can make it available to you. Easy Expense Tracker Inc. accepts no liability for any loss, direct or indirect, you experience as a result of relying wholly on this functionality of the app.

At some point, we may wish to update the app. The app is currently available on Android & iOS – the requirements for both systems(and for any additional systems we decide to extend the availability of the app to) may change, and you'll need to download the updates if you want to keep using the app. Easy Expense Tracker Inc. does not promise that it will always update the app so that it is relevant to you and/or works with the Android & iOS version that you have installed on your device. However, you promise to always accept updates to the application when offered to you, We may also wish to stop providing the app, and may terminate use of it at any time without giving notice of termination to you. Unless we tell you otherwise, upon any termination, (a) the rights and licenses granted to you in these terms will end; (b) you must stop using the app, and (if needed) delete it from your device.

Limitation of Liability for SaaS Application

  1. General Limitations:
    The service provider shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, resulting from:
    • The use or inability to use the service.
    • Unauthorized access to or alteration of your transmissions or data.
    • Statements or conduct of any third party on the service.
    • Any other matter relating to the service.
  2. Cap on Liability:
    In no event shall the total liability of the service provider, whether in contract, warranty, tort (including negligence, whether active, passive, or imputed), product liability, strict liability, or other theory, arising out of or relating to the use or inability to use the service exceed the amount paid by you, if any, for accessing the service during the twelve (12) months immediately preceding the date of the claim or one hundred dollars (USD $100.00), whichever is greater.
  3. Exclusions:
    Some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, so the above limitations may not apply to you. In such jurisdictions, the liability of the service provider shall be limited to the fullest extent permitted by law.
  4. Essential Basis of the Bargain:
    You acknowledge and agree that the service provider has offered its services and set its prices in reliance upon the warranty disclaimers and the limitations of liability set forth herein, that the warranty disclaimers and the limitations of liability set forth herein reflect a reasonable and fair allocation of risk between you and the service provider, and that the warranty disclaimers and the limitations of liability set forth herein form an essential basis of the bargain between you and the service provider. The service provider would not be able to provide the service to you on an economically reasonable basis without these limitations.
  5. Scope:
    The limitations and exclusions of liability set forth in this section apply to the fullest extent permitted by law and will survive termination or expiration of these terms or your use of the service.

By using the service, you agree to this Limitation of Liability. If you do not agree, you must not use the service.

Automated Funds Transfer Service

By using our automated funds transfer service (“Auto-Fund”), you (the "User") agree to the following terms and conditions or terms of service:

  1. Service Description.
    The User may choose a frequency for funds transfer from their linked bank account. The available options are daily, twice weekly, weekly, monthly, or opting out.
    The User may also set a target balance, which is the desired amount to be maintained in their account.
  2. Automatic Transfer.
    The User authorizes us to automatically initiate funds transfer from their linked bank account according to the chosen frequency.
    The transfer amount will be determined based on the difference between the User's current account balance and the target balance.
    We do not have the ability to verify your account balance before initiating transfers. Therefore, there is a possibility of failed or overdrafted transfers. You acknowledge and accept this risk.
  3. Bank Account Linking.
    The User must provide accurate and up-to-date information for linking their bank account.
    By linking the bank account, the User confirms that they are the owner or authorized user of the account.
    The User agrees to bear any charges or fees imposed by their bank for the funds transfer.
  4. Failed or Overdrafted Transfers.
    We are not responsible for any failed or overdrafted transfers that occur due to insufficient funds or other issues with the User's bank account.
    The User acknowledges that they are solely responsible for maintaining a sufficient balance in their bank account to cover the transfers.
    The User understands and agrees that they may be subject to fees or penalties imposed by their bank for failed or overdrafted transfers.
  5. User Responsibilities.
    The User agrees to provide accurate and complete information when using the automated funds transfer service.
    The User is responsible for monitoring their account and ensuring that the chosen frequency and target balance align with their financial goals and needs.
    The User should promptly notify us of any changes in their bank account details or if they wish to modify or cancel the automated transfer service.
  6. Termination of Service.
    The User may opt-out of the automated funds transfer service at any time by notifying us through email or the designated channels.
    We reserve the right to terminate or suspend the service at our discretion, with or without prior notice.
  7. Limitation of Liability.
    We shall not be liable for any losses, damages, or liabilities arising from the use or inability to use the automated funds transfer service, including failed or overdrafted transfers.
    In no event shall we be liable for any indirect, incidental, consequential, or punitive damages.

Tax Filing Guarantees

All tax filing guarantees are made and backed by our filing partner Column Tax

Column Tax Product features

These are features Column Tax offers for all embedded tax filing users.

As outlined in terms of service

Note: This matches the industry standard for all three of these product features

  1. Maximum Refund Guarantee. Column Tax will reimburse you for up to $250 if you are able to pay less federal or state income tax or receive a larger federal or state income tax return by using another tax return preparation provider. To be eligible for such reimbursement, the difference must be solely due to calculations, not due to entering any additional information or taking any different tax positions. To be eligible for such a reimbursement, you must file your federal (and if applicable state) income tax returns using the other tax preparation provider and must submit a copy of such return within sixty (60) days of filing via letter to 228 Park Ave S, PMB 22299, New York, New York, 10003, US or via email to support@columntax.com. You must also provide proof of payment for the other tax preparation provider and Column Tax will reimburse you for that amount (up to $250). Column Tax reserves the right to request additional information to support your claim that the other tax preparation provider calculated a lower tax liability or larger refund amount and that any such difference was not the result of different information.
  2. Accuracy Guarantee. Column Tax will reimburse you for up to $10,000 of IRS or state interest and/or penalty that is imposed as the result of a computational error on a form prepared using Column Tax. If you believe that such an error occurred and you wish to seek reimbursement, you must submit a request for reimbursement via letter to 228 Park Ave S, PMB 22299, New York, New York, 10003, US or via email to support@columntax.com. Such a request for reimbursement must be submitted within thirty (30) days of the payment of interest and/or penalty and you must include (i) any correspondence assessing such interest and/or penalty, and (ii) proof that you paid the assessed interest and/or penalty. This Section (Accuracy Guarantee) applies only to computational errors made by Column Tax; it DOES NOT apply to any errors that are the result of, among other things, any incomplete, inaccurate, or inconsistent information provided by you, any uncertain position you decide to take, your choice not to claim a deduction or credit, conflicting tax laws or guidance, or any changes to federal or state tax laws after January 1, 2023.
  3. Examination and Audit Support. Column Tax will provide free guidance from a tax professional to help you answer any questions from a taxing authority (i.e., the IRS or state Department of Revenue or similar agency) regarding a return that you file using Column Tax. To qualify, you must use Column Tax to file your individual federal and applicable state income tax return. You must notify Column Tax within thirty (30) days of the date you receive correspondence from the taxing authority. To request assistance, you must send a letter to 228 Park Ave S, PMB 22299, New York, New York, 10003, US or an email to support@columntax.com. You must include a copy of the letter received from the taxing authority with your request for assistance. Upon receipt of such a claim, Column Tax will work with a tax professional to help you understand the type of information that may be helpful in responding to the IRS or applicable taxing authority. COLUMN TAX WILL NOT BE YOUR REPRESENTATIVE OR PROVIDE ANY LEGAL ADVICE REGARDING YOUR RESPONSE.

Changes to This Terms of Service

We may update our Terms of Service from time to time. Thus, you are advised to review this page periodically for any changes. We will notify you of any changes by posting the new Terms of Service on this page.

These terms of service or terms and conditions are effective as of Dec 07 2020.

Contact Us

If you have any questions or suggestions about our Terms of Service, do not hesitate to contact us at support@easy-expense.com